Monthly Archives: December 2017

Loose Baby Tooth: What You Can Do

A girl with baby teethWhen your little one has a loose tooth, you are wondering whether to pull or not. This can be stressful for you and your child, as a loose tooth doesn’t necessarily fall out immediately. This may take days or even weeks, which can be considerably bothersome for the kid.

Let Your Child Wiggle the Tooth

Experts suggest that you should let a loose baby teeth fall out naturally. If your child complains about them, encourage them to wiggle the tooth and pull it by themselves. Southridge Pediatric Dentistry, children’s dentists in South Jordan note that this is a good first option, as kids can control how much pain they can bear. Just make sure that to wash the kid’s hand first before they do the wiggling.

Waiting to Fall Out

This may cause the tooth to become looser, and it may or may not fall out immediately. When the tooth finally falls out, you are likely to hear a popping sound. There will be some bleeding, but this is normal. If you, however, notice some swelling around the tooth and gums while waiting for it to fall on its own, it is best to call a pediatric dentist.

Removing it Yourself

If your kid wants the tooth out, you can try to remove it yourself. You can use a piece of gauze or tissue to pull the tooth out gently. Note that the tooth may not come out on your first try. You may have to wait a few days. A loose tooth is not a serious medical concern, but you can still consult a dentist. This is especially true if it is causing extreme comfort or if your child refuses to eat or brush their teeth.

The right approach for a wiggly tooth will depend on what your child wants or the level of discomfort. Note that there are also cases where calling a pediatric dentist is advisable, particularly for kids with special needs. You should also take your child to a dentist for examination of permanent teeth.

How to Keep Your Skin Healthy and Moisturized in Winter

A woman scratching her dry skinLights, snow, and gift shopping are what usually herald in the winter season. With the cold air settling in, you’re most likely taking out the thick jackets you stashed away along with cozy scarves and gloves to help protect you from the biting cold.

Keeping warm is not the only thing you should be worrying about. Winter means cold winds and dry air, meaning your skin gets affected as well.

Taking Care of Your Skin

Your skin is susceptible to its surroundings, which is why you can easily feel any change in the weather. Skin doctors from Revere Health in Provo believe that good health and great skin go hand in hand, which is why you need to know how to protect your skin from drying out and cracking in this cold weather. Here are a few tips:

  1. Moisturize – Moisturizing is the most crucial part of skin care, especially during the cold, dry season of winter.
  2. Humidify – The heat used to keep the chill out is also what is causing your skin to dry out. Invest in a humidifier to help your skin along.
  3. Wash in lukewarm water – Don’t bathe in scalding waters because they strip away the essential oils that keep your skin healthy.
  4. Use home remedies – Natural remedies are great for your skin since they don’t have chemicals that could irritate.
  5. Consult your doctor – Professional advice is still the best advice. Ask your doctors about what is best for your skin type, because generic moisturizers and serums might work for others but not for you.

Dangers of Dry and Cracked Skin

Leaving your skin untreated can have consequences. Dry skin is very easy to get, especially since the heat will be turned up in almost every home and establishment. The best case scenario is your skin will start to itch; worst case scenario is that it cracks and bleeds because of how dry it is.

Remember, prevention is better than the cure. Keeping your skin healthy can help you enjoy the winter season and the holidays that come with it.

The Different Types of Mortgage Rates

applying for mortgageDifferent people have diverse needs. Since mortgages are designed to meet people’s needs, they are packaged differently, each trying to meet various needs. This suggests that mortgage rates are not standard.

If you consult with a mortgage lender in Portland, you will know that borrowers with high credit scores often get lower rates. Depending on the type of loan you want, mortgage rates will vary.

Conventional mortgage rates

Mortgages by either Freddie Mac or Fannie Mae are referred to as traditional mortgages. Their securities control the prices so that the Fannie Mae rates will depend on their bonds, for instance. The most common program here is the 30-year fixed-rate in which home buyers make a 20% down payment. Bundled with the Freddie Mac and the Fannie Mae are loans like HARP refinance, Delayed Financing, and HomeReady loan.

FHA interest rates

These are rates for Federal Housing Administration-based insurance. Available all over the U.S., these loans are most preferred by home buyers who want a low down payment. The FHA requires just 3.5% as down payment. The rates are determined by the GNMA (Government National Mortgage Association) bonds. When these rates go up, the FHA loan rates drop.

VA interest rates

Also controlled by the GNMA mortgage-backed bonds, these rates tend to work alongside the FHA rates although they are often lower. When the Department of Veterans Affairs guarantees a loan, the recipients use these standards. U.S. veterans get 100% financing without the need for mortgage insurance.

The government also controls USDA interest rates, which are for borrowers in the suburban and rural areas all over the country. They are guaranteed by the government, which allows you to enjoy a rates discount. Whatever the case though, mortgage rates will be unpredictable. However, if you know them, you at least stand a better chance to get the lowest rates possible.

5 Things to Do Before Having Cosmetic Surgery

close-up portrait of young beautiful woman's closed, eye zone make up with black arrowIf you are planning to get an eyelid surgery or rhinoplasty in Beverly Hills, CA from institutions such as, you can join the club of many others who have gone under the knife.

Statistics show that these two procedures are at the 3rd and 4th place (respectively) of the top 5 cosmetic surgery procedures done in 2017. More and more people across all nations are taking on physical change through cosmetic surgery.

Whether it be for social reasons, health reasons, or just wanting to have that youthful look, there are things you first have to do before making that appointment with a plastic surgeon.

Check your doctor’s credentials

Review his resume. Make sure he is board certified and that he is part of a respected medical society. All these will tell that he is qualified and ethical in his dealings because you will only want the best.

Be open-minded, honest and reasonable

Do not hold back any medical history information from your doctor, as this is crucial to know before planning your procedure. Explain, in detail, what you want to happen and listen to everything he has to say about pros and cons. You have to make sure you are on the same page before scheduling anything.

Take care of your body for a speedy recovery

It is wise to eat right, and get enough sleep months before your procedure as this not only ensures the success of your surgery but also helps with faster recovery.

Do your own research

There’s tons of information on the internet that will give you enough knowledge about the procedure you want to have. Read enough and make sure that your sources are reliable.

Establish good communication with your doctor
Stay in touch with them as much as you need. They are paid for that.

Doctors will do everything they can to secure the safety and success of each procedure, and they will need you to do your part, too.

How to Clean Your Home When You Have Furbabies

a cat sleeping on a shiny floorHaving a pet can definitely change your life. Cuddles can make you smile and taking them for a walk can make you more physically fit. Seeing them sleep can give you the same satisfaction and feeling that you get when you look at your sleeping kids (if ever you have).

Pets can also change your home in ways you will not initially consider. For one, you may find your son’s homework tattered across the floor. The flower pots are all capsized. And the curtains are torn. Despite these, you still love your pet.

Cleaning your home with a pet around may prove to be challenging. Here are some tips that may come in handy:

Schedule cleaning

If you attempt to clean the shed fur every day and all the mess that your pets have caused, you will only end up frustrated. What you can do to avoid being irritated is schedule cleaning. It will be much easier for you to clean your space if you follow a schedule, especially when it comes to couches and carpet.

Bathe your pets

Your home has a higher chance of getting dirty if your pets are already dirty. With that, it is important that you keep your pets clean. Schedule their bath and make sure that they free from dirt before they get inside your home. For one, wipe their feet and fur after they play or roam outside.

Seek help

If you are constantly frustrated by how your home gets dirty, it’s time that you seek help. Ask your kids to help you clean the home or at least assign someone who will keep the pet clean. You can also seek the help of carpet cleaning professionals in Utah if dealing with fur is your dilemma.

Cleaning your home should be easy. But if your pets are making it hard for you, it’s time to change your strategy and mindset.

Cash Flow Problems? It Could Be Your Employees

Cash FlowCash flow – it is always a business’s sticky situation. Many things can cause it to disappear very quickly. One of these is your employees.

How can employees drain your business financially? Here are two ways.

Employee Theft

Many employees steal. In fact, more than 70 percent of them do it. They are also doing it habitually. In a 2017 survey by the National Retail Federation, the inventory shrink rate went up. About 36 percent of it was due to shoplifting while 30 percent was because of employee theft.

The average cost per employee theft was almost $2,000.

Solution: Implement penalties or punishments against those who steal. Since employees are more likely to steal a lot of money through manipulating the accounting books, businesses should invest in online bookkeeping app or software to establish control, accountability, and automation.

Employee Turnover

Businesses lose employees for a wide variety of reasons. Some of them leave due to better work opportunities. Others you have to terminate because of poor conduct or work ethics. Either way, you are bound to lose money.

In 2012, the Center for American Progress published a paper concerning the high cost of employee turnover, especially for high-skilled work. It can be as much as 213 percent the annual salary for the position. Overall, it can be between 10 and 30 percent.

Meanwhile, a bad hire could cost the business around 30 percent of the employee’s earnings for the first year. The spending usually goes two things: the re-hiring process and retraining. However, a high employee turnover rate can also affect productivity, which also translates to more losses.

Solution: Set up an employee retention program. Constantly measure the turnover rate and, most of all, know the reasons. This way, you have better knowledge on how to manage the problem.

There is no foolproof plan to avoid these two employee-related issues, but you can minimize them from happening. Most of all, you can learn some ways to protect your cash flow as much as possible.

A family celebrating a child's birthday

No Budget, No Problem: How to Throw a Party on a Shoestring Budget

A family celebrating a child's birthdaySo you need to make a party or event work. If you’ve got the money, even the most expensive event rentals St. Paul, MN, has to offer can be within an arm’s reach. Party planners at Après Event Décor & Tent Rental know the real battle begins if you’re working on a tight budget. Can you still manage to throw a party that’s not a sleeper?

Pointers for Penny Pinchers

Working with a small budget isn’t a strange thing; more often than not, this is the case. The most memorable parties, however, are the ones that follow these tips:

  • Creative Invitations. If you need invitations, you should go the route of DIY. Sometimes, the best invitations aren’t the ones bought at a store. The best ones come from the minds of people on a tight budget.
  • Proper Allocation. In the first place, you should create a budget and stick to it. Do you need food? Drinks? There are other ways to supply these without going over budget. Eliminate everything else that the event can do without.
  • Budget Food. Splurging on food is okay — if you have the money for it. Otherwise, there are more creative food choices you can offer your guests. Having a wide range of food caterers so you can compare prices will do you good.
  • BYOB or Single Drinks. The two routes — bring your own bottle (BYOB) and single drinks — can fit your tight budget. BYOB is fun if you’re serving guests that aren’t choosy with their drinks. Single liquors, however, gives a classier feel if your party is a little bit more sophisticated.
  • Creative Decorations. Be creative with the decorations! Like invitations, decorations can be more creative when you make them yourself. You can also showcase these and show off your creativity.

A Memorable Shindig

Knowing the scope of your party, as well as how classy or simple it needs to be, makes for a party that your guests will remember.

Advertising plan

Vehicle Wraps: The Moving Ad that Benefits Your Brand

Advertising planBusinesses of any size need constant brand awareness to grow clients continually, and this is particularly true for small to medium companies. Business owners must know which advertising methods they should focus their efforts on to guarantee that they are not wasting their resources. This is why you should consider using one of the most efficient and most straightforward types of advertising, a mobile advertising tool with car wraps in Fort Worth.

Below are advantages that you can reap:

A Permanent and Extremely Affordable Form of Long-Term Advertising

Without a doubt, vehicle wraps yield great ROI to the business. Besides, this form of marketing won’t even require you to allocate more of your finances or renew contracts. As soon as you apply the wrap onto your vehicle, it will stay there until you want to alter the design or remove it. The best thing about this is that you don’t have to overhaul your entire vehicle because you can just go for a partial vehicle wrap.

A Mobile Billboard with Highway Driving

If you want a fast and easy method to widen your brand exposure throughout a greater geographical location, then have your driver course through the highway. Think about it, a few gallons of gasoline is way more cost effective compared to a roadside ad or a radio airtime. This tactic may sound pointless at first, but this is the most stress-free method to spread the word. Who knows, you might end up getting an email or call inquiries from possible clients after seeing your mobile billboard.

A Professional Finish

With a vehicle wrap, your car will appear like a fleet vehicle. It doesn’t only make your brand appear more modern, but it will seem bigger than it is. This tends to communicate reliability. People assume that a brand that uses vehicle wraps is already well-known in the industry.

As you read above, you must not undervalue the power of basic static marketing tools like these. With the capacity to frequently and quickly publicize your brand, it provides you with an economical method of advertising.

Uplifting the Holiday Spirit Through Lighting

A house decorated with Christmas lightsThe Christmas holidays are best felt when the surroundings are in tune with the mood of the season, and everything is bright and colorful. Anywhere you turn, the spirit of joy and everything positive warms your heart.

There is no better way to get people in the mood than through the playful blinking of lights brought about in festive decorations. This is why it is important that you get professional help for your holiday lighting installation. You are not merely making decorations for your own pleasure but also in a way affecting people through it.

Spreading holiday cheers

Lighting up for Christmas is an old tradition followed in most parts of the world. Some people even drive around neighborhoods just to see how grand or humble homes decided to decorate their lawns for the year. The twinkling of lights simply brings a twinkle of hope to everyone.

For businesses and government offices, which cater to an even bigger audience, the responsibility of designing for Christmas is greater. Through it, they are able to endear their brand of service to more people.

The joyful spirit

The holidays are a time people cozy up to feel the joyful spirit. Some people would even have a movie marathon of well-loved Christmas films of all time. Help bring and spread holiday cheers by making sure your decorations are heartwarming.

You can start by thinking up a theme for your holiday decorations and execute it nicely with the help of lighting experts. It helps to have professionals on board who have the upper hand on the territory. They would make sure your intents are given top priority, whether you are spending a hundred or a hundred thousand bucks for it.

Before-Bed Practices to Help You Sleep Better

Woman having a good sleepFluffy pillows, a soft bed, and king-size bamboo sheets you can buy from firms such as Cozy Earth can make for great sleep, but how you get ready for sleep matters just the same. In fact, you may have a perfect bed but still experience bad sleep because of bad habits before bed.

You will then count among the third of Americans who lack enough sleep. To make sure you will have a good night’s sleep, and a comfortable one at that, you can follow the practices below instead of the ones you usually do.

Put Electronics Down

You have probably heard it before already: screen time can keep you up at night. Studies show that the wavelengths of light from mobile devices, laptops, and TVs can keep the melatonin hormone from reaching your brain.

You need melatonin to get a good night’s sleep. It may be difficult to do, but you have to plug off at least an hour before you sleep.

Sleep in a Routine

Train yourself to unplug every night, and you will have a significantly better time sleeping. Aside from a habit of disconnecting from electronics, you also have to make it a habit to sleep and wake up at the same time every day. A consistent sleeping habit can help your body enter a rhythm that can enhance sleep.

Keep the Bedroom Dark

As much as you need to stay away from electronic light, you also have to stay away from any other kind of light. The darker your room, the better your sleep will be. You can close your blinds or curtains to keep exterior lights out. Alarm clocks and night-lights can disturb sleep too.

Turn the Temperature Down

Finally, you have to turn the thermostat down but just enough. You can keep the temperature between 54 and 75 degrees for a comfortable and deep REM sleep. Higher temperatures can leave you sweating and waking up to a wet bed. Lower temperatures, on the other hand, can leave you freezing.

You can follow the practices above to enjoy a good night’s sleep and the perfect bed that you already arranged.